Menu
ISO Logo Cert No. 16244-E15-001
ISO 9001, ISO 14001

insurance

Having the right insurance cover for your business is vital to ensure that your business assets are protected against potential risks. From the base-level insurance that is a pre-requisite to running a business, E.g. Public Liability insurance, to more complicated policies such as Directors’ and Officers’ Liability insurance, it is important that you have the right policies in place to ensure future stability.

When calculating the cost of your insurance premium, brokers base the outcome on two factors: the history and risk of your particular sector and the history and risk of your individual company. Whilst there is little you can do about your sector, there are steps you can take to ensure your premiums are as low as they can be in a rising market.  

HOW WE CAN HELP YOU

Our expert insurance partners will advise you on the right provider and cover for your business, providing a personalised service which takes into account your long-term financial goals. Our experts can also provide guidance on how to reduce your premiums through ensuring compliance across H&S, staff, documentation, systems etc.

You will benefit from like-for-like offers for easy comparison, full management of insurance paperwork with all tendering and negotiations handled by one of our consultants.

BCR Associates have selected specialist insurance partners who can provide competitive insurance quotes for all of the following commercial areas: 

Business insurance

  • Employers’ Liability 
  • Professional Indemnity
  • Credit 
  • Legal expenses 
  • Performance bonds
  • Alternative risk transfer (ART)
  • Public liability 
  • Systems
  • Cyber
  • Contractors

Directors' and Employees' Insurance

  • Private medical 
  • Group accident 
  • Payroll 
  • Key man
  • Fidelity 
  • Directors’ and Officers’ Liability

Operations

  • Vehicle 
  • Fleet and haulage
  • Goods in transit

Buildings

  • Commercial landlord
  • Commercial property
  • Shop
  • Business equipment
  • Stock and inventory
  • Contingency
  • Marine and transit

Workplace and staff insurance

To find out more about how we can help you to get the best out of your business insurance policy(s):

Download

Business Cost Reduction Associates Ltd is an Introducer Appointed Representative of Inspire Risk Management Ltd for Insurance related business which is authorised and regulated by the Financial Conduct Authority. Business Cost Reduction Associates Ltd. is licenced for credit brokerage under licence number 0648481.

Get in touch

Have a question about this? Please click below to get in touch with an expert.

Contact us

You may also like

How long would your business survive if your clients didn’t pay you?
The UK business economy is currently in a state of limbo as we wait for a decision around how and when we leave the EU. As described by Andrew Sentence, an independent business economist, the UK economy is in “no-mans land”, we are neither benefiting from being a full-blooded member...

Read more

Is your business at risk of underinsurance?
What is underinsurance? In simple terms, underinsurance is when you/ your business holds an insurance policy that is inadequate in the event of a potential claim. This could mean that company assets are valued and insured at less than their true value, the limit of indemnity is too low, or the maximum...

Read more

5 things to consider when renewing your insurance policy
1. The reliability of your current provider From small independent brokers to large established organisations and finance companies adding insurance to their service offering, there are infinite options when it comes to choosing an insurance provider. However, with so many providers to choose from there is a risk that you will opt for...

Read more