What is underinsurance?

In simple terms, underinsurance is when you/ your business holds an insurance policy that is inadequate in the event of a potential claim. This could mean that company assets are valued and insured at less than their true value, the limit of indemnity is too low, or the maximum...

The Autumn Budget 2018 last week included a few elements of interest for the business world. A smattering of new tax breaks tempered with measures to reduce abuse of reliefs brings a mixed bag of changes for our clients. Here is our quick round-up of the key points that could impact...

No matter what the size of your business, budgeting should go hand in hand with the strategic planning process. Just as the overarching business strategy and achievable objectives need to be defined before you embark on another year of operation, a separate financial plan allows the organisation to keep within...

As most people are now painfully aware, the cost of energy is set to increase year on year. The winter period tends to be a particularly expensive time as the cold weather increases the demand for energy for heating, meaning that prices will rise.

A number of factors that cause energy...

BCR Associates and our sister company BCR Energy & Carbon Services are extremely proud to announce that we have recently achieved two ISO certifications: ISO 9001 and ISO 14001.

ISO 9001 is the worldwide standard for Quality Management. It is a certification for organisations which implement robust Quality Management systems reaching...

During the last five years, we have seen a growing demand from businesses who want to help improve their sustainability through energy efficiency. Whether it is installing new energy connections, becoming more energy efficient or simply developing a greater understanding as to how energy costs and regulation impact their businesses,...

On 7th July, BCR Associates was proud to take part in the ten mile Twilight Walk at Exmouth, in aid of south west charity, Hospiscare. We have supported this local adult hospice charity for several years and are always keen to get involved in their local events.

The theme for the...

1. The reliability of your current provider

From small independent brokers to large established organisations and finance companies adding insurance to their service offering, there are infinite options when it comes to choosing an insurance provider. However, with so many providers to choose from there is a risk that you will opt for...

Budget planning is an integral part of any business regardless of size. Here are our top tips for effective budget planning:

1. Make sure that your budget is aligned with your business strategy.

Developing a comprehensive financial plan for achieving the financial goals of your organisation is a great start but its...